FICTIONAL SAMPLE · NOT A REAL BUSINESS
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CHECK THEIR INTEGRITY · CONTRACTOR DUE DILIGENCE

Copper Fern Roofing & Exteriors

Illustrative County, Ohio · Fictional sample report

CTI
Overall concern assessmentSignificant concern

Summary of findings

This assessment is a due-diligence aid, not a prediction of future performance or a determination of wrongdoing.

Public records reviewed for this fictional sample show an active business registration and consistent address information. A recent supplier action and resulting default judgment warrant a direct conversation before a substantial deposit or contract commitment.

Findings

FINDING 01No concern identified

Active business registration

WHAT IT MEANS

The entity is active and the registered name matches the customer-facing business name.

Source: Ohio Secretary of State · Sample record

FINDING 02Notable

Recent supplier lawsuit

WHAT IT MEANS

Contractors commonly purchase materials on supplier credit. What's notable is that the dispute resulted in both a court judgment and a substantial unpaid balance, which may indicate financial strain or unresolved obligations.

RECOMMENDATION

If a deposit is required, ask whether the judgment has been satisfied and request documentation before moving forward.

Source: County Municipal Court · Case 2026 CVH 00243 · Civil · Sample record

FINDING 03Significant concern

Default judgment

WHAT IT MEANS

The court entered judgment after the business did not respond to the supplier action.

RECOMMENDATION

Ask for proof that the judgment has been satisfied or released before signing a contract or paying a substantial deposit.

Source: County Municipal Court · Case 2026 CVH 00243 · Judgment · Sample record

FINDING 04Verified

Known business address

WHAT IT MEANS

The address appears consistently across business and licensing records.

Source: Business and licensing records · Sample record

FINDING 05Verified

Licensing / registration

WHAT IT MEANS

The applicable state registration appeared active on the date checked.

RECOMMENDATION

Confirm that any license or registration required for your specific project remains active before work begins.

Source: State licensing records · Sample record

FINDING 06Limited data

Permit history

WHAT IT MEANS

Online permit records were incomplete for the jurisdictions reviewed.

RECOMMENDATION

Ask the contractor who will obtain required permits and verify that responsibility in the written contract.

Source: Local permit portals reviewed · Sample record

Important items we could not verify

  • Complete permit history across every municipality where the company may have worked
  • Whether the judgment has since been satisfied outside the court record reviewed

Pre-hire checklist

General best practices

  • Keep contracts, estimates, and payment records
  • Confirm the project scope in writing
  • Require written change orders
  • Confirm who will supply project materials
  • Confirm who is responsible for required permits and inspections
  • Obtain lien waivers when applicable

APPENDIX

Report details

Prepared on: August 18, 2026•Methodology: Version 1.0

Research coverage

Research categories may be marked reviewed without generating a finding when no decision-relevant information is identified.

  • Business identity and registrationreviewed
  • Owners, principals, and relevant related-business historyreviewed
  • Licensing and professional credentialsreviewed
  • Civil litigationreviewed
  • Judgments, liens, collections, and bankruptcyreviewed
  • Regulatory actions and sanctionsreviewed
  • Local permits or jurisdiction-specific filingslimited
  • Public news and business web presencereviewed
Public records may be incomplete, delayed, incorrect, or refer to similarly named persons or entities. This report is not legal, financial, insurance, or professional advice.

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